Home Insurance Evaluation


Home insurance evaluation is a dynamic process exercised for assessing the key benefits, terms and conditions etc. of a home insurance. While purchasing, one must evaluate his/her home insurance properly in order to make sure that it meets all the requirements of the homeowner. The key parameters that must be checked while evaluating a home insurance are Disaster coverage, Reconstruction cost coverage etc. Thus, a home insurance evaluation must be created with utmost care and efficiency.

Sample Home Insurance Evaluation

Home Insurance Evaluation Form

Livewise Private Limited

Please fill the following details about yourself ( * marked are mandatory )

*House number: 2a/45.

*Owner’s name: John Smith.

*Correspondence address: 225 park avenue, Bronx, New York-11 8f 69.

*Mobile no.- 9000088888.

Email id- john@rediff.com

Date of evaluation: 25th may, 2012

Please read the following questions carefully and answer by choosing from Yes/No to evaluate your Home insurance policy:

  • Perils coverage by the policy
  1. Does your home insurance give you the benefit of Earthquake and other natural disasters damages coverage? Yes/No.
  2. Does your Home insurance give you the benefit of Fire coverage? Yes/No.
  3. Does your Home insurance give you the benefit of covering explosion/implosion? Yes/No.
  4. Does your home insurance cover lightning damage? Yes/No
  5. Does your home insurance cover riot/strike or any other malicious damages? Yes/No.
  6. Does your Home insurance cover flood, storm, hurricane, typhoon etc.? Yes/No.
  • Types of coverage
  1. Does Your Home insurance give the benefit of complete reconstruction cost coverage of damages if the cause is covered by insurance? Yes/No.
  2. Does your Home insurance give you the benefit of covering expenses of professionals’ service required for reconstruction e.g. consulting engineers, Architects, Surveyors etc.? Yes/No.
  3. Does your home insurance policy give you the benefit of covering expenses of debris’ removal service after completion of reconstruction? Yes/No.

Category: Home Evaluation

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